The buyer finalizes their cart and chooses to pay for their purchases with Bancontact.
The merchant website redirects the buyer to the payment gateway.
If all the parameters are present, the buyer is redirected to the Bancontact page, otherwise an intermediary page is presented to allow them to enter their information.
The buyer enters their card data and confirms the entry.
The buyer is redirected to the 3D Secure authentication page.
The buyer turns on their Digipass card reader. They enter their PIN code on the Digipass and obtain an authentication code.
The buyer authenticates him/herself on the 3D Secure page by entering the code generated by their Digipass device.
Once the payment in accepted, the buyer is redirected to the payment page.
The payment gateway displays the payment receipt and redirects the buyer to the merchant website.