The buyer finalizes their cart and chooses to pay for their purchases with Bancontact.
The merchant website redirects the buyer to the payment gateway.
If all the parameters are present, the buyer is redirected to the Bancontact page, otherwise an intermediary page is presented to allow them to enter their information.
The buyer chooses to pay with their smartphone. For this, they launch the Bancontact payment application.
The buyer scans the QR code and confirms the payment via the Bancontact payment application.
The buyer enters their PIN code in the application to authenticate him/herself.
The application redirects the buyer to the payment page.
The payment gateway displays the payment receipt and redirects the buyer to the merchant website.