Prerequisites
For the merchant
- Send a request to BNPP Personal Finance .
- Obtain his or her FullCB agreement number.
- Have an authorized payment type. Depending on the contract, the merchant is allowed to offer:
- either the payment in 3 installments,
- or the payment in 3 installments and the payment in 4 installments.
FullCB payment is offered to the buyer only if the order amount is within the limits defined by BNPP Personal Finance . Minimum and maximum amounts are defined by the merchant and are between 90 and 3 000 euros.
For the buyer
- Opt for the solution and accept to pay application fees to BNPP Personal Finance , on the payment path. Note : if the merchant offers to cover the administrative fees, the buyer will not have to pay them.
- Possess a valid ID and accept to provide personal information requested at the moment of purchase.
- Make a mandatory wire transfer of the total amount of:
- One third of the purchase amount and the remainder in 2 equal monthly payments without interest for 3xCB.
- One fourth of the purchase amount and the remainder in 3 equal monthly payments without interest for 4xCB.
Note:
Only Mastercard, Visa and CB cards with a remaining validity period of at least 6 months can be accepted for purchases.
However, Visa Electron, VPAY, Maestro, American Express, e-Carte Bleue, foreign cards, withdrawal cards only and virtual payment cards are not accepted.