Authorization request
An authorization request is the operation that allows to accept or refuse a transaction.
It puts the cardholder’s bank (SAE = Issuer Acceptance System) in contact with the merchant’s bank (SAA = Acquirer Acceptance System) and the payment provider: the payment gateway.
When an authorization request is accepted, the authorization limit of the card is lowered by the authorized amount.
In the CB network, an accepted authorization request is
valid for:
- 7 days for Visa, Mastercard, Visa Electron, e-Carte Bleue and Vpay cards
- 30 days for Maestro cards
