List of authorization request return codes
The return codes of the authorization request are returned by the issuing bank (if available).
| Value | Description | Authorized Retry |
|---|---|---|
| 00 | Approved or successfully processed transaction | |
| 02 | Contact the card issuer | |
| 03 | Invalid acceptor | YES |
| 04 | Keep the card | YES |
| 05 | Do not honor | YES |
| 07 | Keep the card, special conditions | YES |
| 08 | Confirm after identification | |
| 12 | Incorrect Transaction Code | YES |
| 13 | Invalid amount | YES |
| 14 | Invalid cardholder number | YES |
| 15 | Unknown issuer | YES |
| 17 | Canceled by the buyer | |
| 19 | Retry later | |
| 20 | Incorrect response (error on the domain server) | |
| 24 | Unsupported file update | |
| 25 | Unable to locate the registered elements in the file | |
| 26 | Duplicate registration, the previous record has been replaced | |
| 27 | File update edit error | |
| 28 | Denied access to file | |
| 29 | Unable to update | |
| 30 | Format error | |
| 31 | Unknown acquirer company ID | YES |
| 33 | Expired card | YES |
| 34 | Suspected fraud | YES |
| 38 | Expired card | |
| 41 | Lost card | YES |
| 43 | Stolen card | YES |
| 46 | Customer account closed | |
| 51 | Insufficient balance or exceeded credit limit | |
| 54 | Expired card | YES |
| 55 | Incorrect secret code | |
| 56 | Card absent from the file | YES |
| 57 | Transaction not allowed for this cardholder | YES |
| 58 | Transaction not allowed for this cardholder | |
| 59 | Suspected fraud | YES |
| 60 | The acceptor of the card must contact the acquirer | |
| 61 | Withdrawal limit exceeded | |
| 63 | Security rules unfulfilled | YES |
| 65 | Exceeded number of withdrawals | |
| 68 | Response not received or received too late | |
| 75 | Number of attempts for entering the secret code has been exceeded | |
| 76 | The cardholder is already blocked, the previous record has been saved | YES |
| 78 | Transaction blocked, first transaction on card not properly unblocked | |
| 80 | Contactless payment is not accepted by the issuer | |
| 81 | Unsecured payment is not accepted by the issuer | |
| 82 | CVV, dCVV, iCVV incorrect | |
| 83 | Revocation of all recurring payments for the card | |
| 84 | R1 - Revocation of recurring payment for the card of a specific Merchant or for the MCC and the card | |
| 86 | 6P - Failure of the issuer to verify the data | |
| 90 | Temporary shutdown | |
| 91 | Unable to reach the card issuer | |
| 94 | Duplicate transaction | |
| 96 | System malfunction | |
| 97 | Overall monitoring timeout | |
| 98 | Server not available, new network route requested | |
| 99 | Initiator domain incident |
