3D Secure

Introduction
- What is 3D Secure?
- Functioning of 3D Secure
3DS2: the authentication standard
- Exemptions from strong authentication
  - Low value transaction
  - Transaction Risk Analysis (TRA Acquirer)
  - Low Risk Merchant (LRM)
- Transaction not concerned by the SCA
- Expressing a choice or disabling authentication
- Liability shift
- Schematic diagram of authentication
- 3D Secure decision tree
Restitution of authentication data in the Expert Back Office
- Retrieving the cardholder authentication result
  - Transaction with successful strong authentication
  - Transaction with successful frictionless authentication
  - Transaction with failed 3D Secure authentication
  - Transaction with a technical error during the authentication
  - Payment session expiration
- Managing the 3DS preference in the payment orders
Using the form with redirect
- Installment payment
- Card registration without payment
- Payment by token
- Merchant preference
- Fields allowing to improve the chances of frictionless
Using the embedded form
- Card registration without payment
- Merchant preference
- Fields allowing to improve the chances of frictionless
Using REST Web Services
Frequently asked questions
- How to increase the frictionless rate in 3D Secure v2?
- Is 3D Secure v2 authentication systematic in the customer journey?
- Benefiting from exemptions from strong authentication for my clients.
- Benefits and possibilities of 3D Secure
- Why do my customers have to authenticate upon every payment even though I made a frictionless request?
- How can I block a non-guaranteed transaction?
- C’est quoi le Soft Decline ?

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3D Secure