Managing the criteria

The merchant can decide to modify the payment process based on different criteria:

  • Criteria related to the amount
    These include transaction details (amount, currency, shopping cart, buyer, etc.).
  • Criteria related to card analysis
    These include the card type (Visa, Mastercard, etc.), the card product (personal, commercial, prepaid), the issuer country, etc.
  • Criteria related to the 3D Secure result
    These include cardholder enrollment, authentication status.
  • Criteria related to the country
    Verification of different countries: billing country, shipping country, card issuing bank country, etc.
  • Criteria related to the risk assessment result
    These include data transmitted by a risk analyzer (e.g. CyberSource) to the payment gateway, such as the returned score.
  • Velocity criteria
    These include the criteria that evolve depending on the activity of the card, of the e-mail, etc. in the merchant shop.