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Return of the advanced risk assessment module result in the IPN

The actions returned by the advanced risk assessment module are returned in the IPN via the fields:
  • vads_risk_assessment_result for the hosted payment page
  • fraudManagement.riskAssessments.results for the REST API

The possible values are:
Values Description
ENABLE_3DS
  • 3DS1 card: The risk module has requested 3DS authentication.
  • 3DS2 card: The risk module has requested an authentication with cardholder interaction (challenge).
DISABLE_3DS
  • 3DS1 card: The risk module has requested 3DS deactivation.
  • 3DS2 card: The risk module has requested an authentication without cardholder interaction (frictionless).
NO_PREFERENCE
  • 3DS1 card: The risk module has requested 3DS authentication.
  • 3DS2 card: The risk module has requested 3DS authentication. The choice of the preference is transferred to the card issuer.
NO_CHALLENGE_REQUESTED
  • 3DS1 card: The risk module has requested 3DS deactivation.
  • 3DS2 card: The risk module has requested an authentication without cardholder interaction (frictionless).
CHALLENGE_REQUESTED
  • 3DS1 card: The risk module has requested 3DS authentication.
  • 3DS2 card: The risk module has requested an authentication with cardholder interaction (challenge).
CHALLENGE_MANDATE
  • 3DS1 card: The risk module has requested 3DS authentication.
  • 3DS2 card: The risk module has requested an authentication with cardholder interaction (challenge for regulatory reasons) for regulatory reasons.
MANUAL_VALIDATION

The transaction has been created via manual validation.

The payment capture is temporarily blocked to allow the merchant to perform all the desired verification processes.

REFUSE Transaction is declined.
RUN_RISK_ANALYSIS Call to an external risk analyzer if the Merchant has a contract. See the description of the TransactionDetails.FraudManagement.RiskAnalysis object to identify the list of possible values and their description.
INFORM

A warning message appears.

The Merchant is notified that a potential problem has been identified.

The Merchant is informed via one or several notification center rules (IPN, e-mail or SMS).

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