For all risk assessment processes, the merchant can choose between three modes:
- No control measuresVerification disabled.
- Informative controlVerification completed after authorization request. Informative control identifies questionable transactions without refusing them.
- Blocking controlVerification completed before authorization request. Blocking control leads to the refusal of questionable transactions.
The merchant has the possibility to refine the control according to the type, origin and use of cards:
- Card control
Identification of cards with unconditional authorization, e-carte bleue cards and commercial cards (cards issued by companies), card number control, BIN code control.
- Contextual control
Control of the buyer’s IP address, of the payment method’s issuing country, of the IP address country, consistency check.
The merchant can request a notification e-mail for these controls (see chapter Creating notification rules specific to risk assessment).