Authorization request
An authorization request allows to accept or refuse a transaction.
It connects the holder’s bank (SAE = Issuer Acceptance System) with the merchant’s bank (SAA = Acquirer Acceptance System) and the payment gateway.
When an authorization request is accepted, the authorization limit of the card is lowered by the authorized amount.
In the CB network, an accepted authorization request is valid:
- 7 days for Visa, Mastercard, Visa Electron, e-Carte Bleue and Vpay cards
- 30 days for Maestro cards
