An authorization request is the operation that allows to accept or refuse a transaction.
It puts the cardholder’s bank (SAE = Issuer Acceptance System) in contact with the merchant’s bank (SAA = Acquirer Acceptance System) and the payment provider: the payment gateway.
When an authorization request is accepted, the authorization limit of the card is lowered by the authorized amount.
- 7 days for Visa, Mastercard, Visa Electron, e-Carte Bleue and Vpay cards
- 30 days for Maestro cards