Cascading payment
Multi-card payment (also known as cascading payment or split payment) is a service enabling the buyer to pay for an entire order using several payment methods.
Only the payment methods with “prepaid cards” can be used for split payments.
Three possible use cases:
- If the prepaid card balance is less than the order amount, the payment is automatically split.
- Prepaid cardholders can choose to split their payment by paying part of the order with their card and the rest with another compatible payment method.
- The payment gateway enables the cardholder to make a cascading payment using only several prepaid cards, without using a bank card. Example: pay for part of the order with an Illicado gift card and the balance with an Auchan gift card.
Use in a payment form
Use the vads_payment_cards form field to list the payment methods to be proposed.
- Example of three (3) payment methods:
vads_payment_cards="VISA;MASTERCARD;AUCHAN_SB"
- Example of four (4) payment methods:
vads_payment_cards="VISA;MASTERCARD;AUCHAN_SB;CVCO"
If the vads_payment_cards field is not sent, or if it is sent empty, then all eligible payment methods associated with the shop will be offered.
Cascading payment process
Example of payment: the buyer uses a gift card whose balance is less than the total amount of the order.
List of payment methods compatible with cascading payment:
- Brand cards
Payment method Card types (vads_payment_cards) Accord brand card ACCORD_STORE Alinéa brand card ALINEA Auchan brand card AUCHAN Boulanger brand card BOULANGER Leroy Merlin brand card LEROY-MERLIN Norauto brand card NORAUTO PicWic brand card PICWIC Villaverde brand card VILLAVERDE Accord brand card - Sandbox mode ACCORD_STORE_SB Auchan brand card - Sandbox mode AUCHAN_SB Boulanger brand card - Sandbox mode BOULANGER_SB Leroy Merlin brand card - Sandbox mode LEROY-MERLIN_SB Norauto brand card - Sandbox mode NORAUTO_SB PicWic brand card - Sandbox mode PICWIC_SB Villaverde brand card - Sandbox mode VILLAVERDE_SB - Gift cards
Payment method Card types (vads_payment_cards) Alinéa gift card ALINEA_CDX Allobébé gift card ALLOBEBE_CDX BizzBee gift card BIZZBEE_CDX Brice gift card BRICE_CDX Illicado gift card ILLICADO Jouéclub gift card JOUECLUB_CDX Allobébé gift card - Sandbox mode ALLOBEBE_CDX_SB BizzBee gift card - Sandbox mode BIZZBEE_CDX_SB Brice gift card - Sandbox mode BRICE_CDX_SB Illicado gift card - Sandbox mode ILLICADO_SB JouéClub gift card - Sandbox mode JOUECLUB_CDX_SB - Meal Voucher cards
Payment method Card types (vads_payment_cards) Bimpli Meal Voucher card (formerly Apetiz) APETIZ Chèque Déjeuner Meal Voucher card CHQ_DEJ Conecs Meal Voucher card CONECS Sodexo Meal Voucher card SODEXO EDENRED Meal Voucher card EDENRED - E-ticket card - Edenred Belgium
Payment method Card types (vads_payment_cards) Ticket Restaurant EDENRED_TR Ticket EcoCheque EDENRED_EC Ticket Compliments EDENRED_TC Ticket Sport & Culture EDENRED_SC - Chèque-Vacances Connect
Payment method Card types (vads_payment_cards) Chèque-Vacances Connect CVCO