Creating an installment payment
Under PSD2, strong authentication is required upon the payment of the first installment. The vads_threeds_mpi field is ignored and the CHALLENGE_MANDATE value is automatically applied.
This payment mode allows the merchant to offer payment facilities to the buyer.
The payment form defines the number of installments and the interval between them.
The first installment works the same way as an immediate payment.
The next installment(s) is similar to (a) deferred payment(s).
Reminder:
Notification rules have to be activated depending on the installment. See chapter Setting up notifications for more information.
Details:
The vads_amount field contains the total amount of the order. This is the amount that will be split according to the value of the vads_payment_config field.
On the payment day, the total amount is not credited to the merchant’s account and the payment guarantee cannot apply to future installments.
The date of the last installment cannot exceed one year after the date of the form submission. Otherwise, an error message will appear and the form will be rejected.
<form method="POST" action="https://secure.lyra.com/vads-payment/"> <input type="hidden" name="vads_action_mode" value="INTERACTIVE" /> <input type="hidden" name="vads_amount" value="3000" /> <input type="hidden" name="vads_ctx_mode" value="TEST" /> <input type="hidden" name="vads_currency" value="978" /> <input type="hidden" name="vads_page_action" value="PAYMENT" /> <input type="hidden" name="vads_payment_config" value="MULTI:first=1000;count=3;period=30"/> <input type="hidden" name="vads_site_id" value="12345678" /> <input type="hidden" name="vads_trans_date" value="20190629180150" /> <input type="hidden" name="vads_trans_id" value="1N015m" /> <input type="hidden" name="vads_version" value="V2" /> <input type="hidden" name="signature" value= "zrhUNkAciZSEl6mS4BbhV3qkYUBB9RYJQCdg1kU0ELU="/> <input type="submit" name="pay" value="Pay" /> </form>
<form method="POST" action="https://secure.lyra.com/vads-payment/"> <input type="hidden" name="vads_action_mode" value="INTERACTIVE" /> <input type="hidden" name="vads_amount" value="3000" /> <input type="hidden" name="vads_capture_delay" value="0" /> <input type="hidden" name="vads_ctx_mode" value="TEST" /> <input type="hidden" name="vads_currency" value="" /> <input type="hidden" name="vads_page_action" value="PAYMENT" /> <input type="hidden" name="vads_payment_config" value=" MULTI_EXT:20140201=1000;20140301=1000;20140401=1000" /> <input type="hidden" name="vads_site_id" value="12345678" /> <input type="hidden" name="vads_trans_date” value="20190629130025" /> <input type="hidden" name="vads_trans_id" value="130025" /> <input type="hidden" name="vads_version" value="V2" /> <input type="hidden" name="signature" value="7Sds6Z+R1Q1axRsblpChyQh5OU3oCle5FOirD4V/Bzk="/> <input type="submit" name="pay" value="Pay"/> </form>