Information request
An information request checks the validity of the card without debiting it.
It is a specific authorization request with an amount of 0 EUR.
If the acquirer does not support this request, a 1 EUR authorization request is made without captured by the bank.
Holders of prepaid and immediate debit cards will see a virtual debit of EUR 1 on their account.
The amount is restored when the issuer cancels the authorization, which can take up to 30 days for debit cards.
Information request are sent in the following cases:
- Deferred payment, the capture date is beyond the authorization lifespan,
- Creation or update of a card token without payment.
These operations appear in the Expert Back Office as a “Verification” type transaction.