Payment by token

Payment by token allows to use a pre-registered token for making single or multiple payments without having to select a payment method and enter banking details.

In this case, a simple confirmation step is presented with a summary of the transaction (number and amount).

  1. The buyer verifies the information displayed on the payment page.
  2. The buyer clicks Validate.

    Under PSD2, the CVV entry and cardholder authentication are required.

    An authorization request is made with the payment method associated to the token. If it is successfully completed, a summary appears.

    It is possible to send these details to the buyer by e-mail and receive:
    • the buyer’s token that can be used later for another financial operation,
    • the payment details.
    To find out how to send these details by e-mail, see chapter Configuring e-mails sent to the buyer.
    When the token is associated with an expired payment method, the gateway automatically suggests to the buyer to enter the new banking details in order to perform the payment and update the associated token.

    The token will not be created if the authorization or information request is rejected.