Configuring the installment payment method
To configure the payment module:
- Go to Modules > Payment.
- Click the module Lyra - Payment in installments by credit card.
- If the module has not been installed yet, click the Install module button.
- If the module has already been installed, click the Modify button.
Information about the module | |
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Activation | In order to enable the payment method, select Enabled. This mode is set to Enabled by default. |
Order | If you offer several payment methods, enter a number in the Sort order field to determine the position of this payment method. The payment methods appear in ascending order according to the Sort order value. |
Payment area | Define the payment area to which this payment method will apply. The None value means that the module applies to all areas. |
Shop ID | Indicate the 8-digit shop ID, available in your Expert Back Office (Menu: Settings > Shop > Keys). |
Test key | Specify the test key available via your Expert Back Office (Menu: Settings > Shop > Keys). |
Production key | Specify the production key available in your Expert Back Office (Menu: Settings > Shop > Keys). |
Mode | Allows to indicate the operating mode of the module (TEST or PRODUCTION). The PRODUCTION mode becomes available only after the test phase has been completed. The TEST mode is always available. |
Signature algorithm | Algorithm used to compute the signature of the payment form. The algorithm must be the same as the one configured in the Expert Back Office (Settings > Shop > Keys). If the algorithm is different, the parameter will have to be modified via the Expert Back Office. |
Payment page URL | This field is pre-populated by default: https://secure.lyra.com/vads-payment/ |
Default language | This option allows to choose the default language of the payment page in case the language of ZenCart is not supported by Lyra Collect. If the language(s) used by the ZenCart is (are) implemented into Lyra Collect, the payment page will be displayed in the language of ZenCart when the buyer clicks on “Pay”. |
Available languages | Allows to customize the language displayed on the payment page. The buyer will be able to select a language when he or she is redirected to the payment page. If you do not select any language, all languages will be displayed on the payment page. To select a language, press and hold the “Ctrl” key and click on the desired languages. Available languages: German, English, Chinese, Spanish, French, Italian, Japanese, Dutch, Polish, Portuguese, Russian, Swedish, Turkish. |
Capture delay | Indicates the delay (in days) before the capture. By default, this parameter can be configured in your Expert Back Office (menu: Settings > Shop > Configuration - section: Capture delay). It is recommended to not populate this parameter. |
Validation mode | Back Office configuration: Recommended value. Allows to use the configuration defined in the Expert Back Office (menu: Settings > Shop > Configuration section: validation mode). Automatic: This value indicates that the payment will be captured in the bank automatically without any action on the merchant’s part.Manual: This value indicates that the transactions will require manual validation by the merchant via the Expert Back Office. Warning: if the transaction is not validated by the merchant before the expiration date of the authorization request, it will never be captured in the bank. |
Card types | This field allows to indicate the images used for cards that will be displayed on the payment page or on the merchant website (see “Card data entry”). Warning: The payment types offered to the buyer on the payment page depend on the contracts and options associated with your Lyra Collect offer. It is recommended to select the ALL value. |
Managing 3DS |
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Minimum amount | This field defines the minimum amount for which you wish to offer this payment method. |
Maximum amount | This field defines the maximum amount beyond which you do not wish to offer this payment method. |
Payment option | This module allows you to create as many credit card installment payment options as you like. Each payment option will have a different code that will be displayed in the order table. To add a payment option, click on Add. When you are done, remember to save your changes. |
Label | Text describing the installment payment option as it will be offered to the buyer. Example: Pay in 3 installments with no fees |
Minimum amount | Allows to define the minimum amount required to make the payment option available. |
Maximum amount | Allows to define the maximum amount required to make the payment option available. |
Merchant ID | The Merchant ID to use with the option, in case your shop has several Merchant IDs. It is recommended to leave this field empty. |
Number | Number of installments: 3 for payment in 3 installments 4 for payment in 4 installments etc. |
Period | Period (in days) between each installment. |
First installment | Amount of the first installment, expressed as a percentage of the total amount. Example: For an amount of 100 EUR in 3 installments, you can set the percentage of the first payment at 50% of the amount. This means that the amount of the first installment will be 50 EUR an that the two others will be of 25 EUR. For 50% enter 50. If you want the amount of every installment to be the same, leave this field empty. |
Automatic redirection | This option allows to automatically redirect the buyer to the merchant website. This option depends on the following settings. This option is disabled by default. |
Time before redirection (success) | If the automatic redirection option is enabled, you can define the delay in seconds before your buyer is redirected to your shop in case of a successful payment. |
Message before redirection (success) | If the automatic redirection option is enabled, you can define the message that will appear on the gateway following a successful payment before your buyer is redirected to the shop. The default message is: “Redirection to the shop in a moment”. |
Time before redirection (failure) | If the automatic redirection option is enabled, you can define the delay in seconds before your buyer is redirected to your shop in case of a failed payment. |
Message before redirection (failure) | If the automatic redirection option is enabled, you can define the message that will appear on the gateway following a failed payment before your buyer is redirected to the shop. The default message is: “Redirection to the shop in a moment”. |
Return mode | During the redirection to the shop, these parameters are returned to the shop in GET or POST modes. The GET mode is more convenient for the buyer as it allows to prevent the browser from displaying a pop-up window that indicates that the buyer is leaving an https environment for an http environment which obliges the buyer to click on “Accept” to return to the shop. |
Order status (payment accepted) | Select the Registered orders status. It is recommended to leave the default value. |