3DS2 - Authentication challenge in timeout (deprecated)
To test this scenario, use one of the card numbers below:
| CARD | Expiry date | Label |
|---|---|---|
| 4970110000000021 | To be chosen | VISA |
| 5100010000000049 | To be chosen | MASTERCARD |
| 375900000000016 | To be chosen | AMEX |
When entering the authentication code, do not enter anything and wait for 10 minutes for the payment session to expire.
Exchange flow
1. Initial call to the PCI/Charge/CreatePayment service with a card enrolled in 3DS2.
{
"amount": "9990",
"currency": "EUR",
"paymentForms": [
{
"paymentMethodType": "CARD",
"pan": "4970110000000021",
"expiryMonth": "11",
"expiryYear": "27",
"securityCode": "123"
}
],
"device": {
"acceptHeader":"text/html,application/xhtml+xml,application/xml;q=0.9,image/avif,image/webp,image/apng,*/*;q=0.8,application/signed-exchange;v=b3;q=0.9",
"colorDepth":"24",
"deviceType":"BROWSER",
"ip":"69.89.31.226",
"javaEnabled":false,
"language":"fr-FR",
"screenHeight":"720",
"screenWidth":"1280",
"timeZoneOffset":"-60",
"userAgent":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/96.0.4664.45 Safari/537.36"
},
"customer": {
"email": "sample@example.com"
}
}2. A return with a CHALLENGE instruction of redirection to the ACS with a CReq (visible iFrame).
{
"webService":"PCI/Charge/CreatePayment",
"version":"V4",
"applicationVersion":"5.29.0",
"serverDate":"2021-12-01T12:57:56+00:00",
"ticket":"3b142f83a42f463b9e8561b32d571ed1",
"applicationProvider":"",
"metadata":null,
"status":"SUCCESS",
"mode":"TEST",
"serverUrl":"",
"_type":"V4/WebService/Response",
"answer":{
"id":"6e885416-91a4-47dd-ab34-1ccc15e61131",
"operationSessionId":"b4d3125398c4496481450dfcc5812987",
"protocol":{
"name":"THREEDS",
"version":"2.1.0",
"network":"VISA",
"challengePreference":"NO_PREFERENCE",
"simulation":true,
"_type":"V4/Charge/Authenticate/Protocol"
},
"value":{
"instructionType":"FORM",
"name":"CHALLENGE",
"timeout":600,
"target":{
"element":"IFRAME",
"visible":true,
"width":500,
"height":600,
"_type":"V4/Charge/Authenticate/InstructionTarget",
"showUrl":true,
"fullscreen":false
},
"http":{
"method":"POST",
"url":"https://acs-test.com/acs/v2/creq",
"body":{
"creq":"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",
"threeDSSessionData":"H4sIAAAAAAAAADVQ25KqMBD8ot0CRNRHbsFEAgIJtxcLAYUAK6IrkK8_WOt56Jqa7pnq6SlnxNIYCVmU9okEhDSACmw1jYrOBQcyd2Z5jIU-DnX4gD_-OtcXvfn0HXik83seEcyoBH-E73JGYxI73JOmKouE2q3RJtbREC97C7gP8LzUx8LxN1fskZgGUw5_tByyPofN-hiLWuDTFNAmdD0hzGH91v0_naWta1xFxzAlmzRTQrynYxRNqotVwrBgE8ASCU9ORCVMTI7DsbbBWJ_bsXYXhE1LvA9XfDhcy5PNtD-f7r-PutyJdrAe62zJA9mtpiYgdH7nDuX3HzBJuGtgyTHwyomF78vNOrCplGAoiDw3Z-f1XPs2uXt951IH3lEKy73M17aBd684JTUCV7bq_OuZCXzUFdoNKoFZV91U0nvJV-v7NOhkNp1a5XK5d5nZOiDVV5YTF5WEoOGjp3JYa2a3-ZqbZr_aqquzPbIiz4JtWiB7NF8lsf1Yb8LjcLK4GBkXyz_tlezor41f3wWWePRq5idVNI2lSwCkEqB37RBo1rMstb7WUXDAzEXzb3jT8Bk2VJa3nsm906Ogo73jnCo0vARDFAlJoN60V3MK88S-Qqu_FsLggaBVxSGpjuFccbt4Wtb-tVPMpjp5fW5uNljLnq-vdt9oKjH6Nt8IXTG4L7BVh-IgKpL6D24zRWOiAgAA"
},
"_type":"V4/Charge/Authenticate/HttpRequest"
},
"_type":"V4/Charge/Authenticate/AuthenticationInstruction"
},
"_type":"V4/AuthenticationResponseData"
}
}3. Redirection to the ACS in the iFrame, cardholder authentication.
The iFrame characteristics are provided in the answer.value.target object.
The form to be displayed in the iFrame is described in the answer.value.http object.
4. Return via the browser with a TIMEOUT instruction result.
{
"eventName":"LYRA_AUTH_INSTRUCTION_RESULT",
"value":{
"name":"CHALLENGE",
"value":"TIMEOUT",
"protocol":{
"name":"THREEDS",
"version":"2.1.0",
"network":"VISA",
"challengePreference":"NO_PREFERENCE",
"simulation":true
}
}
}5. New call to the PCI/Charge/CreatePayment service passing this result and the session ID (operationSessionId).
{
"operationSessionId": "b4d3125398c4496481450dfcc5812987",
"instructionResult": {
"name" : "CHALLENGE",
"protocol" : {
"name" : "THREEDS",
"network": "VISA",
"version" : "2.1.0",
"challengePreference": "NO_PREFERENCE",
"simulation": 1
},
"value": "TIMEOUT"
}
}6. Answer of the payment gateway server with the final authentication result.
{
"webService":"PCI/Charge/CreatePayment",
"version":"V4",
"applicationVersion":"5.29.0",
"status":"SUCCESS",
"answer":{
"shopId":"12345678",
"orderCycle":"CLOSED",
"orderStatus":"UNPAID",
"serverDate":"2021-12-01T14:31:51+00:00",
"orderDetails":{
"orderTotalAmount":9990,
"orderEffectiveAmount":9990,
"orderCurrency":"EUR",
"mode":"TEST",
"orderId":null,
"_type":"V4/OrderDetails"
},
"customer":{
"billingDetails":{
"address":null,
"category":null,
"cellPhoneNumber":null,
"city":null,
"country":null,
"district":null,
"firstName":null,
"identityCode":null,
"language":"FR",
"lastName":null,
"phoneNumber":null,
"state":null,
"streetNumber":null,
"title":null,
"zipCode":null,
"legalName":null,
"_type":"V4/Customer/BillingDetails"
},
"email":"sample@example.com",
"reference":null,
"shippingDetails":{
"address":null,
"address2":null,
"category":null,
"city":null,
"country":null,
"deliveryCompanyName":null,
"district":null,
"firstName":null,
"identityCode":null,
"lastName":null,
"legalName":null,
"phoneNumber":null,
"shippingMethod":null,
"shippingSpeed":null,
"state":null,
"streetNumber":null,
"zipCode":null,
"_type":"V4/Customer/ShippingDetails"
},
"extraDetails":{
"browserAccept":null,
"fingerPrintId":null,
"ipAddress":"185.244.73.2",
"browserUserAgent":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/96.0.4664.45 Safari/537.36",
"_type":"V4/Customer/ExtraDetails"
},
"shoppingCart":{
"insuranceAmount":null,
"shippingAmount":null,
"taxAmount":null,
"cartItemInfo":null,
"_type":"V4/Customer/ShoppingCart"
},
"_type":"V4/Customer/Customer"
},
"transactions":[
{
"shopId":"12345678",
"uuid":"9669e150ad734d9b9eb2461fc9eeb827",
"amount":9990,
"currency":"EUR",
"paymentMethodType":"CARD",
"paymentMethodToken":null,
"status":"UNPAID",
"detailedStatus":"REFUSED",
"operationType":"DEBIT",
"effectiveStrongAuthentication":"DISABLED",
"creationDate":"2021-12-01T14:31:50+00:00",
"errorCode":"PSP_539",
"errorMessage":"3D Secure refusal for the transaction",
"detailedErrorCode":"39",
"detailedErrorMessage":"3D Secure refusal for the transaction.",
"metadata":null,
"transactionDetails":{
"liabilityShift":null,
"effectiveAmount":9990,
"effectiveCurrency":"EUR",
"creationContext":"CHARGE",
"cardDetails":{
"paymentSource":"EC",
"manualValidation":"NO",
"expectedCaptureDate":"2021-12-01T14:21:48+00:00",
"effectiveBrand":"VISA",
"pan":"497011XXXXXX0021",
"expiryMonth":11,
"expiryYear":2027,
"country":"FR",
"issuerCode":17807,
"issuerName":"Banque Populaire Occitane",
"effectiveProductCode":null,
"legacyTransId":"934315",
"legacyTransDate":"2021-12-01T14:31:50+00:00",
"paymentMethodSource":"NEW",
"authorizationResponse":{
"amount":null,
"currency":null,
"authorizationDate":null,
"authorizationNumber":null,
"authorizationResult":null,
"authorizationMode":"FULL",
"_type":"V4/PaymentMethod/Details/Cards/CardAuthorizationResponse"
},
"captureResponse":{
"refundAmount":null,
"refundCurrency":null,
"captureDate":null,
"captureFileNumber":null,
"effectiveRefundAmount":null,
"effectiveRefundCurrency":null,
"_type":"V4/PaymentMethod/Details/Cards/CardCaptureResponse"
},
"threeDSResponse":{
"authenticationResultData":{
"transactionCondition":null,
"enrolled":null,
"status":null,
"eci":null,
"xid":null,
"cavvAlgorithm":null,
"cavv":null,
"signValid":null,
"brand":null,
"_type":"V4/PaymentMethod/Details/Cards/CardAuthenticationResponse"
},
"_type":"V4/PaymentMethod/Details/Cards/ThreeDSResponse"
},
"authenticationResponse":{
"id":"9bd6eddf-df30-4d1f-ae49-03de4417fd2e",
"operationSessionId":"b4d3125398c4496481450dfcc5812987",
"protocol":{
"name":"THREEDS",
"version":"2.1.0",
"network":"VISA",
"challengePreference":"NO_PREFERENCE",
"simulation":true,
"_type":"V4/Charge/Authenticate/Protocol"
},
"value":{
"authenticationType":"CHALLENGE",
"status":"FAILED",
"extension":{
"authenticationType":"THREEDS_V2",
"_type":"V4/Charge/Authenticate/AuthenticationResultExtensionThreedsV2"
},
"reason":{
"code":"AUTHENTICATION_ERROR",
"message":"Challenge timeout",
"_type":"V4/Charge/Authenticate/AuthenticationResultReason"
},
"_type":"V4/Charge/Authenticate/AuthenticationResult"
},
"_type":"V4/AuthenticationResponseData"
},
"installmentNumber":null,
"installmentCode":null,
"markAuthorizationResponse":{
"amount":null,
"currency":null,
"authorizationDate":null,
"authorizationNumber":null,
"authorizationResult":null,
"_type":"V4/PaymentMethod/Details/Cards/MarkAuthorizationResponse"
},
"cardHolderName":null,
"identityDocumentNumber":null,
"identityDocumentType":null,
"_type":"V4/PaymentMethod/Details/CardDetails"
},
"fraudManagement":{
"riskControl":[],
"riskAnalysis":[],
"_type":"V4/PaymentMethod/Details/FraudManagement"
},
"subscriptionDetails":{
"subscriptionId":null,
"_type":"V4/PaymentMethod/Details/SubscriptionDetails"
},
"parentTransactionUuid":null,
"mid":"9999999",
"sequenceNumber":1,
"taxAmount":null,
"preTaxAmount":null,
"taxRate":null,
"externalTransactionId":null,
"nsu":null,
"tid":"001",
"acquirerNetwork":"CB",
"taxRefundAmount":null,
"userInfo":"API REST",
"paymentMethodTokenPreviouslyRegistered":null,
"occurrenceType":"UNITAIRE",
"_type":"V4/TransactionDetails"
},
"_type":"V4/PaymentTransaction"
}
],
"subMerchantDetails":null,
"_type":"V4/Payment"
},
"ticket":"ec272fcf42c542e08334edf964a5510c",
"serverDate":"2021-12-01T14:31:51+00:00",
"applicationProvider":"",
"metadata":null,
"mode":"TEST",
"serverUrl":"",
"_type":"V4/WebService/Response"
}